> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gnosispay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a Virtual Card

> Creates a virtual card without requiring a Card Order.
Virtual cards are free and activated immediately.
No shipping address or payment validation is required.

**Card Limits**: Users can have a maximum of 5 active cards (physical + virtual combined).
Active cards exclude voided, lost, and stolen cards.




## OpenAPI

````yaml https://api.gnosispay.com/api-docs/spec.json post /api/v1/cards/virtual
openapi: 3.0.0
info:
  title: GnosisPay API
  version: 1.0.0
  description: OpenAPI documentation for GnosisPay
servers:
  - url: https://api.gnosispay.com
security: []
tags:
  - name: Account Management
    description: Information about your Account
  - name: Authentication
    description: Authenticate to our API using SIWE
  - name: Card Management
    description: Manage all your Cards
  - name: IBAN
    description: Integrate with Monerium to issue IBANs
  - name: KYC
    description: KYC using Sumsub SDK
  - name: Physical Card Order
    description: Order a Physical Card and manage the process
  - name: Rewards
    description: Cashback Rewards
  - name: Safe Management
    description: Manage your Safe
  - name: Transactions
    description: Manage Card Transactions
  - name: User
    description: Manage User Information
  - name: Webhooks
    description: Manage Webhooks
paths:
  /api/v1/cards/virtual:
    post:
      tags:
        - Card Management
      summary: Create a Virtual Card
      description: >
        Creates a virtual card without requiring a Card Order.

        Virtual cards are free and activated immediately.

        No shipping address or payment validation is required.


        **Card Limits**: Users can have a maximum of 5 active cards (physical +
        virtual combined).

        Active cards exclude voided, lost, and stolen cards.
      responses:
        '201':
          description: Virtual card created successfully
          content:
            application/json:
              schema:
                type: object
                properties:
                  cardId:
                    type: string
        '401':
          $ref: '#/components/responses/UnauthorizedError'
        '409':
          description: User already has a card or card order in progress
        '422':
          description: |
            Unprocessable Entity - User validation failed. Possible reasons:
            - User has reached the maximum number of active cards (5)
            - User needs to complete KYC successfully
            - User's source of funds is not completed
            - User has incompatible risk score
            - User does not have a verified phone number
            - User's name is not set or contains invalid characters
            - User's address is not set
            - User's country is not supported
            - Could not create virtual card due to safe misconfiguration
        '500':
          description: Internal server error
      security:
        - bearerAuth: []
components:
  responses:
    UnauthorizedError:
      description: Unauthorized Error
      content:
        application/json:
          schema:
            type: object
            properties:
              message:
                type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT

````