Virtual card orders have a simplified flow compared to physical cards, with these key differences:
  • No shipping address is required
  • The card is available immediately after order creation (no shipping delay)
  • Virtual cards can be used for online transactions immediately
  • Thanks to Google and Apple Pay (some regions are not yet available), the card can be used for in-person transactions immediately.
  • No PIN is required; the user’s phone number is used as second factor authentication for some online payments
  • Cards are automatically created and activated when the order is placed

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How to create a Virtual Card

This endpoint allows you to issue a virtual card directly:
cURL
curl -X POST /api/v1/cards/virtual
Virtual cards are free and activated immediately. No shipping address or payment validation required.
Automatic Card Creation: By calling this endpoint, the virtual card is automatically created if the user’s Safe account is properly configured. You do not need to call any other endpoint.
The virtual card should appear immediately in the card list available with the endpoint:
cURL
curl /api/v1/cards?status_code=1000
The status_code=1000 query parameter returns only active cards.
Card Limits: Users can have a maximum of 10 active cards including physical and virtual cards combined. Active cards exclude voided, lost, and stolen cards.