This documentation is designed to help developers and businesses leverage our APIs to enable seamless card issuance, management, and user experiences for their customers. With Gnosis Pay, you can offer your users a simple way to interact with crypto payments in the real world while enjoying the security of self-custodial wallets. By following the steps in this guide, you’ll quickly integrate and unlock the power of crypto payments for your audience. Set up a Gnosis Pay account and use crypto payments on tradfi rails.

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Gnosis Pay Functionality

Gnosis Pay’s first product is Gnosis Card: a stablecoin based visa debit card, enabling users to spend their digital assets in the traditional economy using the Gnosis Pay network. Here is what you can do with the card:
  1. Instant spending: Easily spend crypto like you spend cash.
  2. Global Acceptance: At 80+ million Visa merchants worldwide.
  3. Self-custody: Take control of your money through your SAFE account.
  4. Best FX: Leverage the power of DeFi to get the best FX rate for your business or leisure trips.
  5. Best Cashback: Up to 5% cashback on eligible transactions based on the amount of GNO you hold.
Your account also grants you access to SEPA Bank Transfers. An IBAN (International Bank Account Number) can be linked to your SAFE Wallet, allowing you to make bank transfers just like you’re used to with your fiat currency.

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Integration Models: Permissionless vs Partnerships

Gnosis Pay offers two ways to get started:
  • Permissionless Integration: You can start building with our APIs right away—no need to contact us or go through an approval process. This lets you quickly enable crypto payments, card issuance, and account features for your users.
  • Partnership Program: If your company is interested in deeper collaboration—such as branded cards, custom user experiences, fee rebates, or co-marketing opportunities — you can apply to become a Gnosis Pay partner. As a partner, you’ll unlock additional benefits and support tailored to your business needs.
Whether you’re building for yourself or looking to launch a branded solution, Gnosis Pay is designed to be flexible and accessible for all developers and businesses.